Nexus of Finacial Inclusion and Human Development as an Important Role in Economic Growth: Evidence from ASEAN Countries

This study aims to analyze the interaction between financial inclusion index and HDI, HDI nexus with GDP. The stability problem in developing ASEAN countries is still motivated by high level of banking NPLs. uses panel data Generalized Method Moment as an analytical method. selection vulnerable research year phenomenon. result showed ATM Human Development Index have a positive impact on GDP growth also shows that human development are important drivers ASEAN-7 economic growth. Determining national strategy several places sector vital indicator change. However, it should be remembered for relevant authorities fact banks problems NPLs too high, so further attention needed concept prudence process increasing implementation indicators not become boomerang liquidity.